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The 2005 Champions League final is both one of the happiest and worst memories of Stephen Warnock's Liverpool career.

A combination of incompetence and confusion meant the academy graduate played no role in the famous comeback victory over AC Milan in Istanbul all those years ago.

Appearing on the Undr the Cosh podcast, Warnock said: "I remember thinking at the time - it shouldn't come into it, but it did - it was one of the biggest games of football's year, but our bonus was massive either way.

"It was £100,000 to lose it and £200,000 to win it.

And I was thinking, 'F***ing hell, that's a massive amount of money.' Because I wasn't on much money at the time.

Stephen Warnock said Rafa Benitez was responsible for him missing out on the 2005 Champions League final.

However, he still wasn't braced for the vast sums on offer for a Champions League final.

He continued: "So, the other part of that is me thinking, 'F***ing hell, that's a nice, lovely bonus, that, either way.

However, Warnock still hasn't seen a cent of those Champions League winnings.

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